H SCOTT CUNNINGHAM, CHAIRMAN AND CHIEF EXECUTIVE OFFICER
Scott was most recently an Executive Vice President and Regional Managing Director with PNC Wealth Management in Pittsburgh. With over eleven years in that role, and a total of 24 years with PNC, Scott’s professional experience includes trust & estate administration, investment management, and oversight of the wealth planning and private banking functions. His client service responsibilities included working with high net-worth families and individuals in the growth and maintenance of their wealth, and in developing and implementing wealth preservation and transfer strategies. He was responsible for business development activities as well as overseeing policy, audits and regulatory relations with the Office of the Comptroller of the Currency.
His other professional experience includes work as a tax consultant with Price Waterhouse and as an attorney with the Pittsburgh based law firm of Thomson Rhodes & Cowie PC. Scott completed four years of active duty with the U.S. Air Force and retired with the rank of Colonel from U.S. Air Force Reserve after a combined total of 23 years of service.
His academic education includes a BS in Economics from Penn State University, a MS in Public Management & Policy from Carnegie Mellon University, and a Juris Doctorate (JD) from the University of Pittsburgh School of Law.
Scott and his wife, Sally (a lawyer specializing in government contracts and commercial transactions) reside in Wheeling. They are the parents of two adult children.
DAVID J. COVER, CHAIRMAN AND CHIEF EXECUTIVE OFFICER
David J. Cover is Chairman and Chief Executive Officer of Security National Trust Company. Prior to joining Security in 2016,
he was a Senior Vice President and Market Trust Director for US Trust, Bank of America Private Wealth Management in Providence,
RI. He holds a bachelor's degree in Accounting from Penn State University, an MBA from Indiana University of Pennsylvania and a
certificate in financial planning from The American College.
David is a native of the Johnstown Pennsylvania area. He has been in the wealth management business since 1986 and has held senior
leadership positions with various trust organizations since 1999. His background includes significant career stints in a fiduciary
capacity in Johnstown and York, Pennsylvania, gaining hands-on experience through positions as a trust officer, financial advisor
with Merrill Lynch (a division of BofA), trust controller, and an early-career position as an accountant. He also led a team of
portfolio managers for a registered investment advisory firm that served high net worth clients throughout the U.S.
David has been an active volunteer with the Boy Scouts of America, serving on the executive boards of a number of local councils,
having held the positions of president, council commissioner and council treasurer. In 2011, he was presented with The Silver Beaver
Award in recognition of his many years of service to Scouting. He has also been a member of the Christian Business Men’s Connection.
MICHAEL J. COOMBE, CTFA PRESIDENT
Michael J. Coombe, CTFA, is President of Security National Trust Company. Mike has over 25 years of wealth management/financial services experience. Prior to joining Security National Trust in 2012, Mike worked for 19 years at Wells Fargo Bank most recently as the Trust Team Manager at the Investment & Fiduciary Services Center in Lancaster, PA. He is a graduate of the Cannon Financial Institute Trust School and is a Certified Trust & Financial Advisor. Mike graduated Summa Cum Laude from Shippensburg University with a Bachelor of Science Degree in Business Administration majoring in finance. Mike is a member of the Lancaster County Estate Planning Council and Lancaster Chamber of Commerce. He is a 20+ year committee chair of the Central Berks American Cancer Society and serves on the grant review committee for the Lancaster Community Foundation.
WILLIAM L. PARAS, Executive Vice President & Chief Investment Officer
William L. Paras is Executive Vice President & Chief Investment Officer of Security National Trust Company. Mr. Paras has more than
20 years of investment management experience in developing and communicating tailored investment strategies for clients. Prior to joining
Security National Trust in 2004, Mr. Paras served as Vice President and Trust Investment Officer at United Bank in Wheeling, WV. Bill also
held investment positions at Rockland Trust Company in Rockland, Massachusetts and at Wesbanco Bank in Wheeling. A graduate of Wheeling Jesuit
University, Bill also holds an MBA from Boston University.
H. EDWARD JOHNSON, Executive Vice President & Fiduciary Market Director
H. Edward Johnson is Executive Vice President & Fiduciary Market Director of Security National Trust Company. Mr. Johnson has over 28 years of personal trust and estate experience.
Prior to joining Security, Mr. Johnson served as Vice President of JP Morgan and its predecessors here in Wheeling. He is a native of Wellsburg, West Virginia and is a
graduate of West Virginia University with a B.S. in Accounting and the West Virginia University College of Law. He is a member of the West Virginia State Bar.
THOMAS A. RUEHLING, SENIOR VICE PRESIDENT / RETIREMENT SERVICES
Thomas A. Ruehling is Senior Vice President – Retirement Services for Security National Trust Company. Prior to joining Security in 2013,
Tom served in various retirement services capacities with Branch Banking and Trust Company in Winston Salem, North Carolina, most recently
serving as Vice President/State Trust Department Manager. Mr. Ruehling is a graduate of the University of Kentucky and has over 30 years of
experience in the retirement services area. He is a Certified Retirement Services Professional (CRSP) and a Chartered Mutual Fund Counselor
(CMFC) and is on the Estate Planning Council of the Upper Ohio Valley.
MELONY S. FITZWATER, Executive Vice President & Fiduciary Market Director
Melony S. Fitzwater Executive Vice President & Fiduciary Market Director for Security National Trust Company. She also serves as the Huntington Office Manager. Melony has more than 28 years of experience in trust, investments and estate planning having previously served as a Trust officer for JP Morgan in Huntington. She began her career with The First Huntington National Bank, a predecessor to JP Morgan, in 1992. Melony attended Marshall University, Trust Schools at Cannon Financial Institute, Midwest Trust School and JPMorgan Trust School. Melony is the immediate past President and current Member of the Greater Huntington Estate Planning Council, former Treasurer of the Board of Dress for Success of the River Cities and Current Board Member for Faith in Action of the River Cities. Melony resides in Culloden, WV.